Buying with us
Why buy with us?
We aim to ensure that the process is as smooth as possible, engaging with all the key people that are involved, whilst ensuring you are fully updated.
We provide insight into the area and property prices, negotiate with the Vendors on your behalf, liaise with Solicitors to deal with all mitigating circumstances, and advise you through every step of the buying process.
Costs & Calculators
Costs to consider when buying a house and moving:
- Mortgage Cost and Deposit required – see mortgage calculator
- Re-mortgaging fee (for existing mortgages): £1,500-£2,500
- Stamp duty for new purchase – see stamp duty calculator
- House Survey: £200 -£1,000
- Estate agent fee: 1-2% of selling price.
- EPC: £50 - £120,
- Removals: £500 - £1,500
Stamp Duty
Stamp Duty Land Tax (SDLT) is a progressive tax paid when purchasing a freehold, leasehold or shared ownership residential property over £250,000 in England and Northern Ireland (separate taxes apply in Wales and Scotland). The rates, which are payable only on the PORTION of a property price that falls within each band, and were updated on 23 September 2022.
How much stamp duty will I have to pay?
How to calculate the stamp duty rate
Property price: £850,000.
No tax up to £250,000
5% above £250,000
Overall rate is therefore 3.5% (£30k)
The rates are different for first-time buyers:
First-time buyers will not pay any stamp duty on the first £425,000 and the value of any property on which they can claim this relief is £625,000
Mortage Calculator
Stamp Duty Calculator
